Medicare Made Simple
Affordable Medicare Plans Tailored to Your Needs
Explore simplified Medicare insurance options designed for your unique needs. Choose a plan that works for you and your family’s health, with reliable coverage and flexible benefits. Get started today with confidence!
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Customized Options
Find Medicare plans that align seamlessly with your specific health and financial needs.

Simple Process
Experience a straightforward, hassle-free enrollment with our supportive services.

Reliable Support
Benefit from confident, knowledgeable advice that simplifies your Medicare selection process.
About Us
Simplifying Medicare Insurance for Everyone
At Highland Finance, we focus on making Medicare insurance clear, affordable, and accessible for everyone. With years of experience in the healthcare insurance field, we understand the importance of straightforward guidance and affordable coverage options. Our mission is to empower individuals by offering solutions that meet their unique needs and budgets while eliminating unnecessary confusion in the process. From comparing plans to enrolling in the right coverage, we’re committed to walking with you through every step of the journey. Our priority is ensuring you feel confident and secure in your healthcare decisions every single day.
Coverage That Fits Your Life
Your Medicare Partner
We’re here to ensure your Medicare journey is worry-free. From understanding coverage options to enrolling in the right plan, we’ll guide you with transparent advice and personalized solutions that put your needs first.
Medicare Insurance Services In
Panama City Beach FL

Medicare Insurance
Start Your Free Quote
Find the Right Plan Now
Discover your optimal Medicare plan quickly by requesting a free, no-obligation quote today. Our efficient process provides a detailed overview of your options, ensuring clarity and satisfaction in your decision-making. We deliver quotes that suit your unique healthcare situation seamlessly.
Get in touch
Connect With Us Today
Whether you have questions or need assistance with your Medicare options, we’re here to help. Our friendly and knowledgeable team is ready to provide you with reliable guidance and comprehensive information. Reach out today to start your journey towards effective, comprehensive healthcare coverage tailored to your needs.
- (850) 359-5989
- micah@highlandfinancefl.com
- 7923 Panama City Beach Pkwy, Panama City Beach, FL 32407
Our Client’s Feedback
What Our Clients Say

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AwesOme ServiCE AND really greaT Price!!!!!
Sutton A.
September 15, 2025Calling Highland Finance was a great decision for me. I was frustrated trying to pick health insurance, but Micah explained all the plans to me and was very easy... read more to work with. I highly recommend Highland Finance for anyone looking for health insurance or retirement planning.
Janice R.
July 11, 2025Highland Finance and Micah Henderson were great to work with when it came time for us to seek experienced guidance with our Medicare questions. I have enthusiastically encouraged others... read more to seek out Micah when they need help.
Rick M.
June 9, 2025 -
We were just beginning our journey into Medicare plans and Highland Finance helped us navigate through the multitude of options available. HF was able to answer our questions and point... read more out options that were important for our plan to have. We were happy with the advice we got from Highland Finance and our plan fit our needs at the time. Our rep from Highland Finance showed us a new option this year that has saved us some additional money which was helpful!
Christie M.
May 19, 2025We've used Micah to help us with our insurance the past few years. He's very knowledgeable, professional and ready to help. No complaints.
Sylvia E.
April 14, 2025Highland Finance helped me with choosing the right Medicare plans, home insurance, umbrella insurance, auto insurance. They are so knowledgeable, patient and just THE BEST.
Caroline P.
April 10, 2025 -
A great help in choosing a new policy . Presented options we were not aware of and explained then in detail allowing us to make the best choice. Thanks Highland
Russell R.
November 24, 2024Highland Financing has ALWAYS been there for me in my all kinds of time of need. Not only loss and despair but also growth and celebration. Over the years of... read more me raising my family, time has allowed us to develop a beautiful, trusting relationship that only benefits can blossom from. It's something about family that you can choose, Thank you Highland Finance!!
Lana H.
October 24, 2024Micah is authentic, knowledgeable and sincere. When planning your finances and insurance you want someone that you can trust. I trust this guy with my wallet.
Emanuel B.
March 16, 2024 -
If you're new to medicare and/or Humana and would like money saving guidance, this is your place! Scott Waugh is both friendly, knowledgeable and is willing to explain or answer... read more any questions! I have him on "speed dial"! He helped me get back my medicare part b premium every month for 2024 while also providing excellent advantage insurance through Humana. Thanks Scott!
Daniel W.
November 16, 2023Note to local peeps who are new to the Medicare system or those who don't have a real person to work with for solutions or answers to questions. I recommend... read more Micah Henderson (Highland Finance). He has been my "go to" since I retired 5 years ago. He saved me from a disastrous situation then, checks with me each year, and for the price of a cup of coffee at Dunkin Donuts just saved me almost the entire cost of my Medicare coverage for next year. He and his group of associates are financial planners and are all licensed to take care of those needs ..... BUT... .. they also take care of your needs as an individual. They are not asset driven and are also experts at wading through the quagmire of medical plans . I can only speak for my experience with Micah (but trust that his associates share similar values )....He won my heart when he had to jump up at the conclusion of our meeting quickly excusing himself to pick his children up from school. IF THIS SOUNDS LIKE AN ENDORSEMENT, IT IS. If you need contact information , let me know
Sharon G.
November 16, 2023Micah is very professional and knowledgeable. I depend on him and trust his advice.
Lynn
October 17, 2023 -
Micah Henderson from Highland Finance has always met our family's insurance and retirement needs. I highly recommend this company.
Debbie C.
October 11, 2023Oh. My. Goodness....Highland Finance is the best! They have a slew of options that no other company could provide us with! I'm not sure how they do it, but it's... read more awesome! ***Update: Four years later and they're still impressing us!
Erica H.
September 6, 2023I can't say enough good things about Highland Finance! Micah and his team go above and beyond. They were able to answer all my questions and make recommendations based on... read more my immediate needs. My previous experience with agents has been very transactional and confusing. NOT HERE!!! I really enjoyed working with everyone and am excited to work with them more in the future!
Gen N.
September 6, 2023 -
What can I say about Micah and his team other than they are the absolute best at what they do. If you like quality professional service and friendly people, you've... read more found the right place! They absolutely care about their clients and their needs. They make Sh!t Happen!
Kalynn T.
September 6, 2023Nothing but positive things to say about Micah and his team! They go above and beyond for their clients. They are very professional and kind. They have amazing options to... read more choose from. If you want somebody who is always looking out for you, and keeps you in mind, this is the right company for you!
Melissa J.
September 6, 2023